Because of his suspicions regarding the COVID injections in 2021, Dowd says he began to monitor the data coming out of insurance companies and funeral homes. He notes the most accurate mortality and disability data show up there “despite any… efforts to suppress the real numbers.” “And it did [show up]. It did in spades,” Dowd says. He adds, “Funeral home stocks have been growth stocks and some of the best stocks to be in in this terrible stock market the last year and a half. Insurance companies are not doing well, they started taking on… big loss[es]. They took some losses in 2020, but not a lot, because the people who mostly died in 2020 were old and… they didn’t die in group life because… to get a group life plan you have to be employed.” Dowd says “in 2021, in the third and fourth quarter, that’s when the group life losses started to show up.” (Dowd notes a group life policy is a life insurance policy benefit you get when you sign onto a Fortune 500 company or a mid-size level company.) “In 2021 it went off the rails. The group life policyholders, as reported by the Society of Actuaries, saw a 40% increase [in] mortality in 2021.” “Just to give an idea of what that means, a 10% increase in this cohort, according to the words of Scott Davison, the CEO of OneAmerica in Indiana, he said a 10% [increase] is a once in 200-year event, [or] a three standard-deviation event,” Dowd says. Meaning “40% [is] off the charts.” The fund manager adds “what’s interesting is, we know this group is much healthier than the general U.S. population, as proven by the Society of Actuaries in 2016. They found that their group life policyholders die at one-third the rate of the general US population in any given year. It makes total sense, they’re younger, they’re working, they’re employed, they have access to the best healthcare, it makes total sense.” “And there is even more evidence that there was an event,” Dowd says. He adds “The Millennials, ages 25-44, were seeing excess mortality in 2020, but then… in 2021 it started to rise. It was running at 30%, then in the months of August, September, and October, it shot up to 84%. So that’s huge. We call that an event. So what was the event? The event was [vaccine] mandates. What was the mechanism? Vaccines.” He adds this is “devastating evidence” and the “smoking gun” that proves the COVID injections are killing and maiming people en masse.